Members who have Low-Income Subsidy and enroll in a Prescription Drug Plan other than Wellcare's Classic plan may pay a premium regardless of LIS subsidy status.

The statement is accurate. Members who qualify for the Low-Income Subsidy (LIS) are designed to help reduce their out-of-pocket costs, including premiums for Medicare Part D plans. However, when members choose to enroll in a Prescription Drug Plan (PDP) that is not Wellcare's Classic plan, they may still end up paying a premium, depending on the specifics of that alternative plan.

This situation can arise because while the LIS may cover certain costs, it does not automatically eliminate premiums for all plans. The potential for premiums is influenced by the plan's design and the formulary of covered drugs. In many cases, if the member selects a plan other than the Classic plan, specific premium arrangements may apply that could lead to their paying more than they would under the Wellcare Classic plan, which is typically designed to minimize costs for those with LIS.

By acknowledging that members could incur a premium, this highlights the necessity for them to understand their plan options and the implications of their choices, particularly if they opt for plans outside of Wellcare’s offerings. This reinforces the importance of being aware of the benefits and costs associated with different plans and how LIS status interacts with those choices.