What consequence arises from selecting the incorrect Special Election Period (SEP)?

Selecting the incorrect Special Election Period (SEP) can lead to a denied application. This is because SEPs are specifically designated timeframes during which individuals can enroll in or switch their healthcare plans due to qualifying events, such as moving, losing other coverage, or certain life changes. When an individual selects the wrong SEP, they may not be eligible to enroll or change plans at that time, which results in the application being denied.

Using the correct SEP is crucial to ensuring that applicants can access the plans they need without interruptions in coverage. If an individual makes an error in selecting their SEP, the system typically cannot process their request properly, which leads to denial. It reinforces the importance of understanding the different SEPs and their requirements to avoid potential gaps in healthcare coverage.